Start 2017 out right with a fresh look at your finances. Everyone can use some help to be proactive instead of reactive. And what better way to take control and get some tips for making better financial choices then with a free program offered at the James V. Brown Library, 19 E. Fourth St.?

The library will offer the workshop “Show Me the Money! Budgeting and Personal Finance Basics” with Michael Mauro at 6 p.m. Monday, January 30.

During the presentation, Mauro will cover the following topics:

  1. Where can your money take you? This will cover personal/family goals and identifying needs, wants and wishes.
  2. Where your money goes. How do you track income and spending habits to create a personal balance sheet?
  3. Where to keep day-to-day money? This covers bank accounts and short-term holdings of money, along with the funds needed to live on and in case of an emergency.
  4. What do you owe?  What is good debt vs. bad debt and how do you balance your debt?
  5. Keep investing simple. He will provide an overview of simple investing with the idea that it’s “never too late” and “you don’t have to have a lot of money to invest.”
  6. Get help. Talk with financial professionals about ways you can achieve financial well-being.

Mauro, of South Williamsport, is employed by Broad Street Financial. He is an independent financial adviser helping the community reach all of their financial goals through proper planning and education.

The program will be presented in the Lowry Room on the third floor of the Welch Children’s Wing. Registration is required and may be made at calendar.jvbrown.edu or by calling 570-326-0536.

This free program supports the PA Forward statewide initiative of financial literacy, which believes that with a strong financial literacy background, Pennsylvania residents can contribute to the economic vitality of the community and state. Libraries contribute to education, employment, entrepreneurship, engagement and empowerment but are often overlooked as catalysts for powerful individual and community change. The Brown Library is part of a national effort to increase awareness of the changing role of libraries and the ways in which libraries are transforming to meet the information needs of their users.

The James V. Brown Library is open from 9 a.m. to 8 p.m. Monday through Friday; noon to 5 p.m. Saturday and Sunday; and 24/7 at www.jvbrown.edu.